dry-house guilt
n. A form of survivor guilt exhibited by people whose homes escape damage in flood-ravaged areas.

Example Citation:
Few families escaped the damaging water. Those who did may be experiencing what some call “dry house guilt.”
—Donna Fisher, “Grand Forks People Respond to Volunteers,” United Methodist Committee on Relief, June 27, 1997

Earliest Citation:
Drry-house guilt: Grand Forks’s version of survivor guilt.
—Lucy Howard “Watch the River Flow,” Newsweek, June 23, 1997