Bank of America and several other institutions, including JPMorgan Chase and GMACMortgage, halted foreclosures in late September and early October amid a growing controversy over problematic documents, including so-called robo-signers — bank employees who say they signed foreclosure affidavits without reviewing the documents.

Joining her were Michael Redman, whose foreclosure blog drew the White House into the controversy, and Thomas and Ariane Ice, who run a boutique law firm that was the first to depose "robo-signer" Jeffrey Stephan of Ally Financial's GMAC mortgage unit in December.

The problem is in the vast majority of cases where these documents are produced, the person signing the documents does not have the legal basis to swear to the facts placed on the paper they are signing. We know from depositions taken of these "robo signers", that they don’t even read the documents placed in front of them and the notaries and witnesses that are supposed watch them they sign are not present.