school poor
adj. Having little ready cash due to the cost of sending one's children to expensive schools.
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Examples
2014
Not quite our family, as it happens, and not that it’s anything to be ashamed of; indeed, the school-poor families are probably the ones who are sacrificing the most for their children’s educations.
—Eugene Volokh, “'School-poor',” The Washington Post, September 02, 2014
2013
Some people are "house poor" but we are "school poor", which I guess is a better place to be in if I have to choose a good point about it.
—js, May 30, 2013
2010 (earliest)
This seems to be very common these days… e.g., being "house poor", "school poor", "car/gasoline poor". Of course, being "kid poor" has always held, because they grow like weeds!
—taby, “Re: School sucks,” Gamedev.net, September 11, 2010
Notes
School poor is a play on house poor: having little money for discretionary spending because of excessive housing costs, particularly a large mortgage. This phrase dates to at least 1952.