statement shock
n. The shock a person experiences when they receive a financial statement that contains negative news, such as a large credit card balance, a big drop in investment value, or excessive banking fees.
Examples
1998
Across New York these days, the post office is delivering "statement shock." That's what is inside the envelopes from the brokerage firms and mutual funds showing jaw-dropping third-quarter numbers for the billions invested in 401(k)s and retirement plans.
—Virginia Breen, “How to Cope with Plunging Stocks,” Daily News (New York), October 09, 1998
1998
For some people, they're like a "death from a thousand cuts" everymonth. A $5 charge here, an $8 charge there. After a particularly bad month, there may be several $25 fees for overdrafts.

Some banks have heard customers' complaints and offer ways they say will ease — or at least offset — monthly statement shock.
—“Bank fees may not go away, but options can help ease the agony,” The Roanoke Times (VA), February 15, 1998
1993 (earliest)
You've heard of sticker shock? This is statement shock. You know your credit card has not left the shelter of your wallet, but your monthly bill reads like a spendthrift's spree through Monte Carlo.
—H.J. Cummins, “High-Tech War on Crime,” Newsday (New York), July 07, 1993
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